It is always important to keep an eye on your credit score, whether you are in the market for a new mortgage or not. Regular monitoring can alert you to potential identity theft, but it will also allow you to deal with any potential credit errors that can occur. Credit errors occur more often than you think, since everything is data input. Someone with the same name or close SIN # can have their data entered on your bureau. Acknowledging this and cleaning it up is a process but is key to keeping your credit clean. At the end of the day, always ensure your payment are made on time.
How Much Is Your Credit Score Costing You?